digit​al.

INITIATIVE

Insygne™
PORTFOLIOS | RISK | INSURANCE

Insygne™ Initiative is a pioneering platform dedicated to transforming risk management through innovative solutions for mitigation, transfer, sharing, and acquisition. By integrating cutting-edge digital technologies, bespoke insurance solutions, and advanced portfolio frameworks, the Initiative addresses the complex needs of insurers, mutual risk groups, retirement funds, corporate bond portfolios, securitization funds, and more. 

With the expertise of Insygne™ IAC™ Insurers, FlexTec™ contract forms, and regulated bank trustees and custodians under Lighthouse Philanthropies “Barclay Foundations”, Insygne™ focuses on delivering tailored, modular solutions for mitigating myriad risk exposures, facilitating funding solutions, transforming traditional assets and risks into digital assets, empowering participants to optimize portfolios and navigate global challenges with resilience and flexibility.  

IAC™ Insurers issue insured risk policies, which effectively transfer enumerated risks from policyholder to IAC™ Insurer in exchange for premiums. The unique structure of each IAC™ Insurer is its operations under special legislation that assures its ability to pay a 100% loss on all policies it issues, including FlexGIA™ and other forms of Guaranteed Investment Agreements.

Each IAC™ Insurer may transform risk into capital market securities as well as digital assets, enabling various types of risks to be separately purchased. Any combination of these "risk units" may be combined to mitigate risks through capital markets "portfolio" effect. 

By leveraging cutting-edge digital technologies, bespoke insurance solutions, and advanced portfolio frameworks, Insygne™ addresses the complex needs of depository banks, insurers, mutual risk groups, retirement funds, corporate bond portfolios, securitization funds, and other institutional participants.

IAC™ Insurers may also retain risk through issuance of FlexGIA™, a high quality form of institutional floating rate debt, exhibiting low volatility, short duration, supported by government backed securities, eligible for institutional securities portfolios.

Each IAC™ Insurer is designed to operate as a DigitalTwin™, aided by a Bermuda licensed Insurance Manager. Various third party services providers are available to facilitate myriad operational requirements.

Insygne™ is the second of the Core Initiatives within Alliance iii.o Protocol.

Press the image above to link to O|Zone™ State Risk Funding Perspectives, informational brochures and other links.

O|Zone™ State Risk | Funding

Press the image above to link to IAC Marketplace Perspectives, informational brochures and other links.

IAC3 Marketplace Perspectives

Welcome IAC™ Marketplace

Since 1985, IGF has provided innovation in risk transfer, financial guaranty and bespoke funding solutions for intractable economic circumstances. IAC™ Insurers are designed to provide digital implementation of IGF's patented and statutory technologies developed over the past four decades and recognised by leading rating agencies.

IAC™ Marketplace is comprised of a series of legal entities with insurance powers under special legislation, paired with advanced computing and interactive technologies, implemented in each instance as a "Digital Twin". Each IAC Cube™ is designed to interface with applicable Market Participants to effect transfer, transformation, mitigation, funding and operational functions. Its governance operates under The IGF System™ PROTOCOL which includes the IGF Act and applicable statutory and regulatory requirements, as well as modular contracting and procedures. 

Each IAC Cube™ is designed to operate from secure data centres and across global "edge" networks, enabling a wide range of functionality. Accredited Sponsors may wish to form an IAC Cube™ as "risk Infrastructure as a Service". Each IAC™ Insurer within a specific Risk Platform (IAC Cube™) forms a part of the IGF Act Companies (IAC).

IAC™ Marketplace Components

Marketplace Operations | Technologies 
Investors Guaranty Fund Ltd. was formed in 1985 as a pioneer in financial guaranty insurance. Its unique secondary market bondholder insurance created for unrated and non-investment grade obligations was assigned "AAA" ratings in 1985. IGF and its subsidiaries provide operations, technologies and speciality reinsurance for IAC™ Insurers operating under The IGF System™.

The IGF System™ Protocol 
Investors Guaranty Fund, Ltd. (Policyholder Reserves) Act 1991 ("IGF Act") established the prime governance of transactional activity by IAC™ Insurers. The IGF System™ PROTOCOL incorporates IGF Act, other applicable statutes and regulations and operational procedures, standardisation, and specifications into the Rules and Regulations of The IGF System™.

IAC Cube™ 
An IAC Cube™ is comprised of three forms of specialty insurance companies implemented into a state of the art digital assets compute infrastructure, designed to facilitate a wide range of bespoke solutions for intractable risks. Each IAC™ Insurer is powered by a "Digital Twin". Each IAC Cube™ is "sponsored" by accredited Market Participants, in a fashion similar to "seats on an exchange".

DAO
Decentralised Autonomous Organisations ("DAO") are often included in digital assets PROTOCOLS.

In IAC™ Marketplace n number of DAOs may be formed connecting Market Participants, policies, capital instruments, reserves and portfolios  through peer to peer communications, transacting across regulated risk insurers and traditional financial services components known as Digital Infrastructure Utilities ("DIU").

IAC
IAC digital currency units may be issued by IAC Cube™s and other Market Participants in a new form of digital currency supported by country-specific currencies and other assets.

IGF has been at the forefront of systems, means and methods of supporting obligations with government obligations and other assets. This form of digital currency is an extension of IGF's cash management units dating back to 1989.

IGF Act Companies (IAC)
IGF Act Companies comprise the various IAC Cube™ IAC™ Insurers and IGF and subsidiaries.

Common shares of each IAC™ Insurer are owned by IAC ISO (in formation), which acts as parent of IGF. IGF's minority shareholders number more than 150 individuals and institutions.

IAC ISO is owned by five charitable foundations formed by Alasdair G. "Sandy" Barclay in 2001.

DAO 
Multiple DAOs (decentralised autonomous organisations) participating in IAC Marketplace, include ... 

► IGF Core™ 
► IAC™ Insurers
► Industry Professionals 
► Policyholders 
► Capital Providers 
► Syndicate Participants
► Digital Assets Holders 
► IAC™ global risk currency digital wallets 
► Risk-Linked Digital Assets

We invite you to learn more about the IAC Marketplace, the opportunity to sponsor an IAC Cube™ with Risk | Portfolio, and benefit from participations described in IAC™ P​articipants .... by accessing the links above, watch the video and download the brochures.

IAC Cube™

Each IAC Cube™ instance is "sponsored" by an International Sponsor Organisation ("ISO").

Parties wishing to create an IAC™ Risk Platform benefit from participation in IAC™ Marketplace, have access to IAC™ Marketplace participants and may engage their expertise developing and facilitating an array of risk solutions and products.

Each IAC™ Insurer is subject to the Investors Guaranty Fund, Ltd. (Policyholder Reserves) Act, 1991.  Assets sufficient to pay a 100% loss on all policies issued are held by government-approved custodians, invested in "eligible government obligations". Transfers of assets supporting Policy obligations are confirmed by leading accounting firms and applicable rating agencies.

Each IAC Cube™ is a "Digital Infrastructure Utility" (a "DIU"). It is comprised of various components operating under The IGF System™ Protocol for risk | funding operations and its technology suite is Alliance iii.o Protocol compliant.

Each IAC Cube™ engages a regulated Bermuda Insurance Manager to act as Principal Representative and facilitate traditional "corporate services" and local services provider integration.

IAC Cube Sponsors™ and affiliated parties benefit from IAC Cube™ operations and their IAC Marketplace activities.

Each IAC Cube™ operates from Bermuda, accessible by global Market Participants, using DAO DAGChain™ and DARPAs transactional network

IAC Marketplace is comprised of units of three IAC™ Insurers (life assurance, traditional indemnity insurance and financial guaranty), collectively referred to as an IAC Cube™. Each IAC Cube™ operates on bespoke IT Infrastructure.

Each IAC Cube™ has a unique Sponsor and each IAC Insurer is governed by five directors.

In addition, each trio of insurers operate through a Digital Twin integrated with an administrative node facilitating gateway operations with IAC™ Participants and applicable services, including issuance of IAC™s and other forms of digital assets.

Accredited IAC™ Marketplace Participants may obtain certification from an IAC Cube™ to interact with products, services and capital related activities transacted across IAC™ Insurers comprising such IAC Cube™.

Investors Guaranty Fund, Ltd. and subsidiaries provide core IAC Marketplace operational and technology support for each IAC Cube™.

https://iac3.iacinsurers.com

This link provides an introduction to IAC Cube™ and the concept of global sponsorship of accredited IAC™ Marketplace Participants.

It is a short overview of the role, function and technologies which support formation and operations of "digital insurers" and their governance.

https://www.igfactcompanies.com

This link introduces an overview of operational components interoperating with an IAC™ Insurer and their interface with each of the roles in IAC™ Market Participants.

These roles are described as a part of The IGF System™.

https://iackb.iacmarketplace.org

IAC Knowledge Base provides detailed information regarding various aspects of IAC Marketplace components, in-depth reviews of each policy type issued by IAC™ Insurers, an introduction to The IGF System™, an overview of "sponsoring" IAC Cube™ insurers, as well as insights into current Digital Transformation activities.

https://riskfunding.infoport.io

Link to Risk | Funding to explore use of PAR+™ and FlexGIA™ operating within an IAC Cube™.